If someone owns a house near the beach or shoreline, 54% of voters nationwide believe they should pay the full cost of flood and hurricane insurance. A ScottRasmussen.com national survey found that 46% believe the government should provide assistance to keep their insurance more affordable.
As on many questions concerning government assistance, there is a substantial generation gap. Most voters under 50 favor some level of support to keep insurance more affordable. Two-thirds of voters over 50 believe that homeowners should be responsible for the full cost of their insurance (see question wording and crosstab results).
Men, by a 59% to 41% margin, believe that homeowners should pay for the full cost of their own insurance. Women are more evenly divided.
This survey of 1,000 Registered Voters was conducted for ScottRasmussen.com on September 16-17, 2018 by HarrisX, a leading research firm specializing in online surveys (see Methodology and the demographic profile of our sample). The statistical margin of error is +/- 3.1 percentage points with a 95% level of confidence. The survey was conducted immediately following Hurricane Florence.
Currently, the federal government subsidies for flood insurance save homeowners (and cost taxpayers) $3 billion annually. Most of the benefits go to wealthier households.
If people had to pay the full cost of their flood insurance, it is likely that fewer homes would be built in high risk areas.
Data released earlier showed that 61% of voters were pleased with the federal response to Hurricane Florence.
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